What we offer

Accept all forms of payment

Why partner with MerchTek?

There are many reasons to partner with us, not the least of which is that you’ll get access to Electronic Payment Exchange (EPX). Our proprietary, technology-driven, customer-focused payment gateway and fully integrated international payment processor, EPX allows us to offer you:

  • Direct connections to leading payment networks, reducing processing fees.
  • The enhanced security of point-to-point encryption and tokenization.
  • Processing in multiple currencies for approximately 280 million transactions worldwide.
  • The ultimate in flexibility via a platform that is completely scalable and customizable.
  • A wide range of integrations for international, hospitality, governmental, and specialty merchants.
  • Multiple point-of-sale options for retail, restaurant, and quick-serve restaurant merchants.

The smarter way to grow your business.

We give you access to a multitude of POS solutions, along with NAB’s proprietary Payanywhere hardware that is as functional as it is fashionable. Whether you want to transform your mobile device into a credit card terminal or you’re looking for a smart terminal, a smart POS system, or something in between, we’ve got you covered

Helping you grow your ecommerce business.

Whether you’re a fully digital enterprise or a brick-and mortar business who wants to improve your online presence, MerchTek and NAB are here to help! Our PayPages allow you to safely outsource your internet credit card payment processing as well as nearly all of your PCI compliance requirements. Meanwhile, you’ll enjoy:

  • Increased data security.
  • Decreased risk of fraud.
  • Fewer potential points of failure.
  • A simplified, streamlined consumer shopping experience.

We can even customize a PayPage to reflect the look and feel of your e-commerce website, providing a seamless shopping experience for your online customers from start to finish.

Next-day funding.

We know how important cash flow is when it comes to running your business. That’s why we offer you access to your funds the very next business day with:

  • Cut times as late as 12am ET.
  • Weekend settlement with deposits made to your account every Monday.

With our next-day funding, you’ll always have cash on hand to run and grow your business.

Enhanced security - Because there's no substitute for peace of mind.

Through our partnership with NAB, we lead the way in helping merchants achieve real, PCI-compliant payment security. When you partner with us, you’ll get the very latest in point-to-point encryption and tokenization, whereby:

  • Data is encrypted and decrypted only once.
  • Only hardware encryption is used, which means no gaps for fraudsters to exploit.
  • Cardholder data never enters your system, reducing your liability.
  • We deliver more security at less cost than our competitors.

Whether you’re accepting payments in-store, online, or “on the go” EPX can safeguard both sensitive cardholder data and protect your business against attacks from cybercriminals.

Get anytime access to a secure merchant portal.

Put the power of NAB’s industry’s leading online merchant portal to work for you and your business.

Access reports.

Quickly view sales volume, transactions, batch, and deposit data. Then, easily export a variety of reports.

Accept payments online.

Safely and securely accept credit cards from right within your web browser with free access to a virtual terminal.

Send invoices.

Print, email, or text invoices to your customers. Need to enable recurring billing? We’ve got you covered.

Manage your employees.

Leverage recruiting software to post job openings to the top online job boards. Then access a fully featured time clock, build your schedule, and communicate with your team.

The hub for everything related to your business.

Your secure online merchant portal gives you access to detailed analytics that make it easier than ever to:

Manage your customers.

Get to know your customers and their purchasing habits by viewing and exporting a handy customer directory, creating customer profiles, and more.

Manage your inventory.

We make it easy to assemble your item library, export your inventory as a CSV file, set low-stock alerts, and more.

Manage your chargebacks.

Manage customer disputes at every stage of the process with customized alerts sent right to your phone when action is required. Then, quickly and securely upload needed documents.

Powered by North American Bancard's Customer Care, we’re here for you when you need us.

NAB’s Customer Care department is:

  • Award winning.
  • Based in the U.S.
  • Available day or night by phone, email, and chat.

You will also have round-the-clock technical support — available 24/7/365!